Federal Direct Loans

Before Your Federal Direct Student Loan Will Disburse, you must...

Step 1

Accept Your Loans

  1. Login to by clicking the tile on MyUSF
  2. Select 鈥楩inancial Aid鈥�
  3. Select the correct award year from the drop-down menu in the top right corner
  4. On the 鈥楬辞尘别鈥� tab, make sure you have read and accepted the 鈥楩inancial Aid Terms and Conditions鈥�.
    • You MUST accept the Terms and Conditions before you can accept, decline or reduce your loans
  5. Click the 鈥楢ward Offer鈥� tab and scroll down to view your aid offer 
  6. For each type of aid you are offered, there will be a link with more information about your awards. Please review it carefully
  7. Review your awards and decide if you want to accept, reduce or decline them by using the drop-down in the 鈥楾ake Action鈥� column
  8. Once you鈥檝e made your decisions, click the 鈥楽耻产尘颈迟鈥� button and you鈥檙e done!

Step 2

New Borrowers: Complete Entrance Counseling and Master Promissory Note (MPN)

  1. Go to  and sign in using your FSA ID
  2. Complete the Entrance Counseling
  3. Complete and sign your Master Promissory Note

Complete the PLUS Loan Application & Master Promissory Note (MPN)

Step 1: Parents must:

  1. Go to and sign in using your (Parent) FSA ID
  2. Click on 鈥楻equest Direct PLUS Loan鈥� to complete the PLUS application
  3. If approved, click on 鈥楥omplete MPN鈥�, then your parent must sign the PLUS Master Promissory Note using their (Parent) FSA ID
  4. Check 5-10 business days after applying to accept your PLUS of the loan. 
  5. If your PLUS loan application is denied, an extended unsubsidized loan will be automatically awarded to your student

Step 2: Accept Your PLUS Loan

  1. Login to Student Self-Service by clicking the tile on
  2. Select 鈥楩inancial Aid鈥�
  3. Select the correct award year from the drop-down menu in the top right corner
  4. On the 鈥楬辞尘别鈥� tab, make sure you have read and accepted the 鈥楩inancial Aid Terms and Conditions鈥�.
    • You MUST accept the Terms and Conditions before you can accept, decline or reduce your loans
  5. Click the 鈥楢ward Offer鈥� tab and scroll down to view your aid offer 
  6. For each type of aid you are offered, there will be a link with more information about your awards. Please review it carefully
  7. Review your awards and decide if you want to accept, reduce or decline them by using the drop-down in the 鈥楾ake Action鈥� column
  8. Once you鈥檝e made your decisions, click the 鈥楽耻产尘颈迟鈥� button and you鈥檙e done!

Before Your Federal Direct GradPLUS Loan will pay, you must:

Graduate Students: 

Step 1: Complete the GradPLUS application, GradPLUS Entrance Counseling & GradPLUS Master Promissory Note

  1. Go to and sign in using your FSA ID
  2. Complete the GradPLUS application, GradPLUS Entrance Counseling and sign your GradPLUS Master Promissory Note
  3. Check your awards in  5-10 business days after applying to accept your GradPLUS loan if your application is approved

Step 2: Accept Your GradPLUS Loan

  1. Login to Student Self-Service by clicking the tile on
  2. Select 鈥楩inancial Aid鈥�
  3. Select the correct award year from the drop-down menu in the top right corner
  4. On the 鈥楬辞尘别鈥� tab, make sure you have read and accepted the 鈥楩inancial Aid Terms and Conditions鈥�.
  5. Click the 鈥楢ward Offer鈥� tab and scroll down to view your aid offer 
  6. For each type of aid you are offered, there will be a link with more information about your awards. Please review it carefully
  7. Review your awards and decide if you want to accept, reduce or decline them by using the drop-down in the 鈥楾ake Action鈥� column
  8. Once you鈥檝e made your decisions, click the 鈥楽耻产尘颈迟鈥� button and you鈥檙e done!